Open a Dutch Bank account

How do you open a business bank account?

Your Dutch company will probably need one or more bank accounts. In a world dominated by compliance rules, it is not always easy to open one. It helps if you know whom to turn to.

We can help! Our process consists of a few simple steps:

  1. CompanyNL will analyze the needs of your company and match it with the most fitting bank.
  2. Next, we arrange an introduction.
  3. We assist with filling out paperwork. If needed, we can make a business plan to present to the bank.
  4. After all the paperwork is filed we do the necessary correspondence with the bank in order to finalize the account.
  5. We provide your account details, and you’re done!

We have a network of banks and banking professionals in the Netherlands, most EU countries, Switzerland, the UK, Turkey, the United Arab Emirates and Singapore. For every company there is tailor-made solution.








Financial District, Amsterdam

What do you need to open a bank account in the Netherlands?

Banks need to feel comfortable with your company as their client. This means the need to see a clear business plan and, if available, results from the past. Also, they will want to know where your suppliers and clients are. Most banks comply to US sanctions and boycots.

Which is the best Dutch bank?

The main international banks in the Netherlands are Rabobank, ING, and ABN Amro. It depends per business which bank is most suitable and most likely to accept your company as a client. Our specialist can guide you in this decision. Apart from the main banks, there are smaller banks, focussing on specific sectors, like BUNQ, ASN, Triodos and Handelsbanken. There are also private banks, and other payment services provider, which can serve as a bank to your company.

Can you open a Dutch bank account online?

Most Dutch banks need to identify your company’s director(s) face-to-face in a meeting in the Netherlands. BUNQ bank does not require this.

But what if I can’t travel? For directors who cannot travel, we offer solutions: either the company can appoint a Dutch resident director, or the company can work with German or Swiss bank, which have less strict regulations. We can arrange introductions to these banks


Do you actually need a Dutch bank account?

No, it is not a strict legal requirement for a Dutch company to have a Dutch bank account. However, having one is one of the ‘substance’ indications used buy the Dutch Tax Authorities to determine tax residency. This means that companies with a Dutch bank account can access more easily Dutch tax benefits and Dutch tax treaties. It is perfectly legal for a Dutch company to maintain bank accounts in whichever country in the world.

Why choose us?

Through years of experience, we know which bank is most likely to accept an application from which type of company. We also know how to deal with more complicated requests, or specific requirements.

Other banking services

The banks we work with can also provide loans and financing for your company. We can analyze which bank to approach and help you get the most beneficial deal.